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Picking a Health Plan

Medium · 20 questions

Picking a Health Plan

Stop guessing, start choosing

Premiums, deductibles, networks, HMOs, PPOs—health insurance has a language all its own. This quiz breaks it down so you can pick a plan that fits your life and your budget.

What you'll learn

  • How premiums, deductibles, and out-of-pocket maximums work together
  • The real differences between HMO and PPO plans
  • Why provider networks matter for your wallet

Why it's fun

Every question is a tiny win that makes the next open-enrollment season far less scary. You'll finish feeling like the smartest person in the benefits meeting.

What to expect

What to expect

Twenty multiple-choice questions ranging from easy warm-ups to a few that'll make you think. Each comes with a quick explanation so you actually remember the answer.

A few you'll face

  • What exactly is a deductible—and when do you stop paying it?
  • HMO or PPO: which lets you see a specialist without a referral?
  • What happens when you go "out of network"?

Ready to become a health-plan pro? Let's dive in!